Why dealers choose DLR
Our advantages
DLR Financial combines specialty marine and RV expertise with close relationships across multiple lenders so your team can focus on selling units while we structure the financing and F&I program.
Premium lender network
Access to leading marine and RV lenders so more of your customers get approved on terms that make sense.
Secure & compliant
Consumer lending brings many compliance challenges. We are licensed and insured and are fully compliant with OFAC, Red Flag, Dodd Frank and CFPB regulations to name a few. We also have additional layers of identity verification to prevent synthetic fraud.
Fast & efficient funding
We streamline the underwriting and funding process to help your dealership close deals quickly. Our team works closely with lenders to reduce delays and keep your deals moving.
Communication
We respond promptly to every credit application and keep both your team and your customers informed from approval through closing.
How it works
The loan process
A streamlined three-step flow for your staff and buyers: clean applications, clear approvals, and fast funding handled behind the scenes by DLR.
Application
Customers complete a streamlined credit application online or in-store. We capture everything lenders need up front.
Approval
DLR places the deal with appropriate marine or RV lenders, working structure, term, and payment expectations with your team.
Funding
We finalize F&I products, documentation, and funding so you can deliver units quickly and recognize profit without delays.
Dealer Profit Share
Increase deliveries and keep up to 85% of F&I profit
Structure your F&I program so more dollars stay at the dealership while still delivering a clean customer experience.
Programs
Boat and RV loan programs
Flexible retail installment and F&I programs for both marine and RV dealers, built to handle seasonality, inventory mix, and lender expectations.
Boat Loans
Purpose-built marine lender programs for outboard, inboard, ski, surf, and yachts—designed to match each customer with optimal terms and help your dealership close more deals.
View boat loan detailsRV Loans
Travel trailer and motorhome financing with terms, products, and processes designed to maximize RV profit and increase sales.
View RV loan detailsAbout
A partner-first financing team
DLR Financial was built around long-term dealer relationships, with a focus on transparency, predictable performance, and support that feels like an extension of your store.
Dealer-centric programs
Schedules, statements, and reporting designed so you can see exactly how F&I profit is created on every deal.
Specialty expertise
Experience across marine and RV segments, including lender expectations, compliance considerations, and every type of credit profile.
Hands-on support
We're here every step of the way, on every deal, regardless of credit limitations, so your staff is never left wondering what comes next.